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The Gift of LIFE for loved Ones this Christmas

It's that time of the year again. We must all begin the increasingly difficult task of buying suitable gifts for our friends and family. However there is a different gift you should seriously consider giving this year. It's not a fun present, nor is it exciting. It's not something you can play with, or wear and it definitely wouldn't be considered a treat. It's a gift that no one wants but everyone NEEDS. So what are we talking about? Life insurance of course.

Every year we search for that perfect gift for a loved one. Something that will show how much we care and appreciate them. What could prove that better than giving someone the gift of security and stability?

Unfortunately the statistics present the sad truth:

-          95% of families do not have adequate levels of insurance¹.

-          80% of 25-65 years olds do not believe they are likely to suffer a serious illness in the next 20 years¹.

-          When actually each year around 55,000 Australians suffer a heart attack, which equates to one heart attack every 10 minutes².

 

Firstly, think about your own situation. Do you have people who depend on you financially? If something were to happen to you, would your family struggle to maintain their current lifestyle? If you answered yes to these questions, it's as simple as that - you need to have life insurance. Secondly, do you have a loved one (spouse, adult children, best friend etc.) who needs protection? This year, give them the ultimate gift.

Having an adequate amount of life insurance can help in paying off credit card debts, loans and even the mortgage. It can allow a family to maintain their current level of living and possibly even fund long term goals such as children's school funds, or retirement.

Now we're not saying this is the only gift you should give this year (it might look a little sad with only that under the Christmas tree) however just consider, along with the other gifts, giving a present that may not be appreciated at the time, but one day could be critical during a hard time.

You look after your family now so this is the perfect gift idea.

It's important to consult a professional when considering life insurance as it is imperative that you are insured accurately depending on your current situation and future needs.

Knowing that you will want to know more; just click HERE, provide your details and we will be in contact with you.

¹ The Lifewise/NATSEM Underinsurance Report February 2010

² The Heart Foundation