4 Reasons why you should Save & Invest NOW!
4 Reasons why you should Save & Invest NOW!
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At Preston Coe & Ring it isn't just about the numbers, it is about you and what you want to achieve in life. We have a saying "Living for today, saving for tomorrow and protecting in between"; that really symbolises what we are about. We help our clients Live Life and guide them through the journey with our skills and expertise as trusted business advisors, accountants and financial planners.
If you are new and considering using Our Services please look at the Our Clients section. Here you will find some useful information and get an understanding of our culture. Like anything we enjoy working with like-minded people with whom we can really help. You will find some great client testimonials by clicking here.
If you have visited before welcome back and I hope you enjoy the visit.
How We Help
The start of the journey
Business & Accounting Tax
- Tax Planning
- Tax Returns
- Financial Statements
- Asset Protection Review
- Risk Management
Individual Client information
- Assets & Liabilities
- Income and Expenses
- Initial Goals
- Estate Planning
Plan For Living Life
What you are aiming for
When You're Gone Plan
Strategy Advice (Financial Advice)
- Shares/Managed Funds/Gearing
- Debt Reduction
- Home Loans
Staying On Track
Measure, review, adjust
Business Management Reports
Board Strategy Meetings
Business Annual General Meeting
Asset Protection Review
Review investment Strategy
Like you dreamed it!
Future Generation Planning
At the age of 35, I am currently in the worst financial position of my adult life. To get Myself into a better position, I knew things had to change.
After being referred to Peter Marmara-Stewart, I called him and asked for his help. He made the trip from Morwell to Frankston to see me. From the moment I met him, I knew he was going to be the one to not only help me escape my current financial position, but also be the one to help me towards my goal of financial freedom.
Peter is the depiction of genuine. It is evident he genuinely cares and wants to help people. Everything he does demonstrates that. I run a small business and compared with other businesses, Peter and his team help; I am small fish, yet Peter has a way of making me feel like I am his only client.
To Peter and the team at Preston Coe & Ring, thank you for helping me believe I can, not only get out of my current financial circumstance, but for also giving me the belief that I can achieve financial freedom.
I’d recommend Peter to anyone, no matter where you are in the world; he will make you feel like you are there with him in the same town.
"Preston Coe & Ring's help with my tax and finances has made it less stressful and given me more free time for the things I enjoy."
Preston Coe & Ring helps provide me predictability and new ideas to help with my finances, thus giving me security to have a better life.
“They make things simple & easy to understand; which makes life easy.”
“Going on the FASTTrack Business Success Program has had a substantial impact to my business. It got me to where I wanted to go a lot faster than I expected. Whilst I might have been able to learn and do some of these things myself, they would have taken a lot longer, a lot more effort and money to get it to where it is now. Having the weekly accountability created a fire under my seat to make sure I got done what needed to be done before our next weekly session.”
Preston Coe & Ring make it easy to do tax and compliance as well as give good advice on major purchases like a car or business.
Preston Coe & Ring make tax easier by making sure it is right and help reduce our tax where possible. This gives me more time do things I would rather be doing
Preston Coe & Ring have helped put us on the right road to tomorrow in doing this we have been able to achieve some personal goals much sooner than we thought possible.
Here are some ideas:
Don’t just accept the insurance policy that is offered. The car dealer or travel agent may be getting a commission for selling insurance policies. Comparison sites make it easy for you to compare prices. Before you commit and sign a policy, make sure you understand what is and isn’t covered. Some travel insurance policies will not cover you for extreme sports (like bungy-jumping or white-water rafting). Make sure you choose the policy with the right coverage for you and your circumstances, or you could end up with hefty expenses to pay.
Think about insurance before you choose your car
If you are buying a car, check what insurance will cost. You might think that, if two cars cost the same amount to buy, they would cost about the same amount to insure. But the cost of insurance often depends as much on the type of car, as it does on the how much you paid.
When you apply for any type insurance, you’ll have to provide lots of detail. If you are getting car insurance, you may be asked about your driving record or whether the car has been modified. Your answers will help the insurance company decide how risk is involved and therefore how much your policy will cost.
If you need to make a claim, and you have been less than truthful, your insurer may have grounds to refuse to pay. This also applied to renewals. You must tell the insurance company if your circumstances change. If you have any doubts - ask your insurer (and keep a written record of what they told you).
Home insurance – building and contents
For most of us, our largest and most important asset is our home. Are you financially prepared for a flood, storm or fire, or even minor mishaps such as broken windows, theft or appliance mishaps?
Building and contents insurance are in fact two different policies. You can purchase a combined policy, or you could purchase each element as a stand-along policy – just building or just contents. If you are renting, you will only need to purchase contents insurance as the landlord will have their own insurance to cover the building.
Be careful not to underinsure your home or the contents on the false premise of saving money because of cheaper premiums. If you find yourself having to rebuild your home, only insuring your property for 50 or 60 per cent of the rebuild cost could create an unnecessarily financial burden for you.
Don’t take insurance for granted, make sure you have the right cover to protect your assets and experiences.
By Mark Teale - Retirement Strategies and Solutions Specialist, Centrepoint Alliance